Lynn is an archivist in New Jersey and is responsible for organizing information, updating databases and filing paperwork for her company. One day while carrying a box of papers to another office, she trips. She quickly situates her arms to catch herself, but the force of the impact is too strong and she ends up spraining her rotator cuff. After seeing a doctor and filing a workman’s compensation claim, she returns to work. She is still able to perform most of her responsibilities as usual, but her injury has still taken its toll.
Although Lynn has been able to return to her normal job without having to be given an easier job with less pay, her life has still been greatly impacted by her injury. As she tries to return to her daily activities outside of work, she experiences pain in her shoulder. It is difficult to reach up to high shelves, continue her hobby of painting or even brush her hair. She is not the only one who has been impacted. Her daughter no longer has someone to practice softball with as Lynn can no longer throw a ball without experiencing pain. In many states, Lynn would only receive benefits if she is no longer able to perform her job to the fullest extent, but unlike other states, workman’s compensation in New Jersey covers this type of situation.
How is New Jersey Workman’s Compensation System Unique?
Many states use the NCCI (National Council of Compensation Insurance) rating system which is an independent, not-for-profit corporation that creates guidelines, classification systems, and manuals to help standardize the finer details of workman’s compensation. New Jersey is one state that has not adopted the NCCI’s system. New Jersey is run by its own rating bureau, the NJCRIB or New Jersey Compensation Rating and Inspection Bureau. It has unique rules and guidelines that differ from all of the other states.
One of these laws is a unique section involving permanent partial disability benefits. Most states focus solely on lost wages when an employee is injured on the job. New Jersey, however, focuses on both lost wages and loss of function. This means that even if an employee is able to return to work and complete all of their usual responsibilities, they may still be entitled to compensation. If they have experienced a loss of function in some form that inhibits their daily life outside of work, New Jersey workman’s compensation guidelines protect them with permanent partial disability benefits.
How to Determine if You Are Eligible for These Benefits
Permanent partial disability benefits are for employees who have been injured, but will never fully recover. Instances include loss of appendages, loss of hearing, loss of sight, or loss of mobility. If you work in New Jersey and experience any sort of functional impairment from a work-related injury, whether it deals with your job or not, you may be entitled to compensation.
With so many different rules and regulations, determining your level of injury and what benefits you deserve can be difficult. Workman’s Compensation for New Jersey can help by guiding you in taking the best legal course of action. All you have to do is fill out the form on the home page and tell us about your injury and situation. We will search our network to find an attorney with the knowledge you need. Once we find a good match we will follow up with you and get you connected with a lawyer.
How a Judge Determines a Permanent Partial Disability
To determine a permanent partial disability, the employee will often be examined by two doctors, one that is on the employer’s side, and another that is on the employee’s side. The doctors will give their testimonies and then the employee will explain how the injury has affected their life. The judge will take many variables into consideration, including the age, training, and experience of the employee. Afterward, it will be determined whether or not the employee’s situation falls under the permanent partial disability guidelines.